Three Generations, One Goal: Helping Young Australians Buy Their First Home
There’s a growing issue facing families today, and it spans three generations. At the heart of it is the younger generation—the first-time homebuyers—who are struggling to break into the property…
The Sandwich Generation: Managing Finances While Supporting Both Children and Ageing Parents
Many Australians find themselves in what is called the “sandwich generation.” This is the stage of life where you may still be supporting children while also stepping in to care…
Cheer today, debt tomorrow
From early November retailers have been telling us what we can’t live without and what our kids must have if they are to still love us on Christmas Day. It’s…
Transition to retirement pensions: A step-by-step guide
As you progress towards retirement age, the idea of reducing your working hours can be appealing, especially if you can do it without reducing your income. Fortunately, there is a…
Planning for Life’s What-Ifs
Life does not always go to plan. Illness, job loss, accidents, or unexpected expenses can arrive without warning. While we cannot prevent these events, we can prepare for them. Having…
The Information Overload Trap: Why Too Much Financial Advice Can Leave You Stuck
There’s no shortage of financial advice out there. Everywhere you look—social media, news articles, investment forums—you’re bombarded with strategies, opinions, and predictions.
How to build a diversified portfolio with ASX ETFs
Despite the temporary, sudden downturns caused by the 2007-2009 global financial crisis and the 2020-2021 COVID pandemic, the value of the ASX increased by more than 160% between 2000 and…
Retirement Is More Than a Number
When most people think about retirement, they picture a dollar figure. How much super will I need? Do I have enough investments to last? While money is important, true retirement…
The Big Money Is in the Waiting: Lessons from Charlie Munger
Discover why Charlie Munger’s quote, ‘The big money is not in the buying and selling, but in the waiting,’ holds the key to investment success through patience, compounding, and investor…
How Emotions Impact Investing: Tips to Navigate Fear and Greed in Markets
Investing isn’t just about the numbers—far from it. Over my 26 years as a financial adviser and more than three decades as an investor, I’ve realized that understanding balance sheets,…
Small Steps, Big Impact
When it comes to money, it is often the small, consistent steps that make the biggest difference. You do not need to make dramatic changes overnight. Building good habits and…
Setting SMART financial goals that actually stick
In the context of your personal finances, SMART refers to setting clear, quantifiable, feasible and appropriate financial objectives, to be carried out within a defined time frame. You’re much more…
Unlisted Property Trusts: The Risks, Limitations, and the Alternatives
Over the last few years, I’ve taken on the management of many self-managed superannuation funds (SMSFs), and in doing so, I’ve encountered a particular investment type that often causes significant…
Money and Health: The Not So Surprising Connection
When we think about health, we often picture diet, exercise, or regular check-ups. What we do not always think about is money. Yet financial wellbeing and overall wellbeing are closely…
Debt: the good, the bad and the ugly
The opinion of many people towards debt can be best summed up in the often quoted line from Shakespeare, ‘neither a borrower nor a lender be.’ Yet others will embrace…
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A Timely Reminder: Build Memories While You Still Can
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When Great Businesses Go Bad for Investors #investsmart
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How Working Just 2 Extra Years Can Transform Your Retirement
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Property vs. Shares: Which Is better for Leverage? #share
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Should You Max Out Your Property Debt? Why Paying Off Your Home Still Matters
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Does Paying Off Your Home Loan Weekly Save You Interest?
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Helping Your Kids Buy a Home? Watch This First #buyahome
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Can You Retire at 52 with $1.8M? Real-Life Retirement Projection Explained #retirementprojection
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Why Great Companies Can Be Terrible Investments #investing
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How much is Enough? The Retirement Balancing Act
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How Advice Changed Everything: Real Clients, Real Outcomes
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EOFY Checklist: What’s Worth Thinking About Now
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Just Retired? Now What?
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How Much Do You Need to Retire? The 4% Rule Makes It Easy
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$3M Super Tax Explained (& How to Prepare)
How to invest: Secrets learnt from 20+ years in finance
Presented by Rob Goudie, CFP, Grad Dip FP For the past 20+ years Rob has been working with superannuation investors, small business owners (including farmers) and direct share enthusiasts who…
How to pay off your Home Loan FASTER!
Presented by Rob Goudie, CFP, Grad Dip FP Live a life where you are in control of your finances so you can focus on what’s really important to you! We…
Beating Mortgage Stress
Presented by Rob Goudie, CFP, Grad Dip FP Beating Mortgage Stress: How to recognise it and how to fix it! With the number of borrowers behind in their mortgage repayments…
Investing In The Right Asset Class
Presented by Peter Thornhill ‘”Absolute gold” for determining where to invest’ – Rob Goudie Wanting to understand the best areas to invest to get the best results for your savings?…
Beginners Guide to Super
There are many parts to Australia’s superannuation system, but with a basic understanding it all begins to make perfect sense and the earlier you understand it, you’ll have confidence to…
How Super Works
It’s never too early to start thinking about your super. Superannuation, or ‘super’, is money saved now, for you to enjoy in your retirement. Your employer should pay 9.5% of…
Understanding Credit Cards
So… one of the biggest mistakes we can make is using a credit card without really understanding how it works. Credit cards can save you money, or they can completely…
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Investing Insights eBook
Are you overwhelmed by the complexities of the investment world? “Investing Insights: Your Essential Guide” is here to simplify the journey. In this user-friendly guide, we break down investment concepts…
How to Retire Well eBook
Let’s explore what retirement really means – it’s not just about the dollars, but about findingnew purposes, interests, and connections. In this book, we dig into how having a reason…
Financial Independence eBook
Unlock the path to financial freedom with “THE FIVE KEY COMPONENTS of FINANCIAL INDEPENDENCE.” This insightful eBook lays out a roadmap to take control of your finances, starting with a…
Investing In Your Future eBook
Unlock the power of your superannuation with “Investing in Your Future! EVERYTHING you wanted to know about SUPER.” This comprehensive eBook demystifies the complexities of superannuation, offering easy-to-understand insights on…
Life Insurance eBook
Secure your peace of mind with ‘Protecting What Matters Most!’ Dive into the world of Life Insurance with these 4 essential insights. While it may not be the most exciting…
Financial Freedom Starts Here! eBook
Unlock the path to Financial Freedom with ‘Financial Freedom Starts Here!’ This eBook outlines 5 crucial steps to help you take control of your financial future. From breaking the cycle…
Super Cheat Sheet eBook
Discover the ultimate Superannuation Cheat Sheet, unveiling FIVE PROVEN WAYS to safeguard your retirement and investment income. Take control with 5 essential steps to personalise your investment strategy, explore property…
Home Loan Nightmares eBook
Unearth the secrets of Home Loan NIGHTMARES in this eye-opening eBook. Discover the five things the bank doesn’t want you to know. Gain clarity and confidence as you explore Dirty…
Aged Care eBook
Unlock the secrets of Aged Care planning with our comprehensive eBook. Discover the critical first step of assessment by the Aged Care Assessment Team and craft a smart funding strategy…
Selling the Farm eBook
Discover the essential steps to successfully SELLING THE FARM in this insightful eBook. With decades of hard work behind you, it’s time to explore why selling may be the right…
The Information Overload Trap: Why Too Much Financial Advice Can Leave You Stuck
There’s no shortage of financial advice out there. Everywhere you look—social media, news articles, investment forums—you’re bombarded with strategies, opinions, and predictions.
The Big Money Is in the Waiting: Lessons from Charlie Munger
Discover why Charlie Munger’s quote, ‘The big money is not in the buying and selling, but in the waiting,’ holds the key to investment success through patience, compounding, and investor…
How Emotions Impact Investing: Tips to Navigate Fear and Greed in Markets
Investing isn’t just about the numbers—far from it. Over my 26 years as a financial adviser and more than three decades as an investor, I’ve realized that understanding balance sheets,…
Unlisted Property Trusts: The Risks, Limitations, and the Alternatives
Over the last few years, I’ve taken on the management of many self-managed superannuation funds (SMSFs), and in doing so, I’ve encountered a particular investment type that often causes significant…
The Truth About Paying Off Your Home Loan in 7–10 Years
If you’ve ever clicked on a Facebook or Instagram ad about paying off your home loan in under 10 years, chances are you’ve been bombarded with more of them since…
The Most Important Thing to Understand Before You Invest! Human Behaviour
We often think investing is about the numbers: profit margins, balance sheets, dividend yields, and all that jazz. And yes, they’re important—but if you ask me, there’s something even more…
How to Minimise Tax and Protect Assets Through Smart Structure Choices
When it comes to investing, most of us focus on what to invest in—shares, property, or superannuation. But there’s another decision that’s just as important: where you hold those investments….
Investor Psychology: The Key to Making Smart Decisions in the Market
When it comes to investing, most people focus on picking the right stocks, finding the best superannuation fund, or minimising their tax bill. And don’t get me wrong, these things…
Should Inheritance Be Considered in Retirement Planning?
When clients ask, “Do I have enough to last through retirement?”, it’s often one of the biggest and most emotional questions they face. After nearly 27 years as a financial…
Lessons From My Mentor: Peter Thornhill’s Guide to Long-Term Investing
As a young financial advisor attending my first industry conference in early 2001, I was fortunate to meet someone who would profoundly shape my investment philosophy: Peter Thornhill. His guidance…
Why I Choose Direct Investing: Lessons from Experience
Over the last 20 years, I’ve shaped my investment philosophy and business around one central idea: direct investing. Rather than relying heavily on managed funds or exchange-traded funds (ETFs), I…
Helping Your Kids Buy Their First Home Without Stealing Their Dreams
Buying a home in Australia has become a monumental challenge. With skyrocketing property prices and average mortgage debts exceeding $600,000, many young Australians feel homeownership is out of reach. As…
How the Media Fuels Fear During Market Volatility (and How Smart Investors Win)
Market volatility is a natural part of investing in global share markets. Over the past 26 years as a financial adviser, one lesson has stood out: while short-term market movements…
“Equity Mate”: Why Borrowing Against Your Home Isn’t Always a Smart Move
Remember that old ad with the guy proudly polishing his boat while his neighbor asks, “How do you afford all this?” His response—“Equity, mate”—has stuck in the Australian psyche for…
Becoming Wealthy Slowly: The Most Reliable Path to Financial Freedom
Everyone wants to become wealthy. There’s no shortage of information on how to achieve it, but much of that information is filled with noise, distractions, and, more often than not,…
General Advice Warning
This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.