Did You Know?

  • Income protection insurance: Is it still worth the premiums?

    Income protection insurance is a financial tool that’s essential for some people, ‘nice to have’ for others, and possibly quite unnecessary for a third group. In other words, there’s no one-size-fits-all answer to whether the premium cost justifies the risk. It depends on your circumstances, so it’s worth examining what the cover provides and the factors that should influence your decision-making.

  • Quarterly Economic Update: January to March 2026

    The first quarter of 2026 will be remembered as one of the most consequential in decades. A war erupted in the Middle East, the Strait of Hormuz closed, oil prices surged past US$100 per barrel, and inflation roared back to life. Central banks pivoted sharply from cutting rates to raising them. For Australian households, that has so far meant two consecutive rate hikes and a stark reminder that the cost of living battle is far from over.

  • Living with higher-for-longer interest rates

    Interest rates are rising, and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their investments, including…

  • Financial Wellbeing: More than Just Numbers

    When most people think about financial advice, they picture investments, superannuation, or maybe insurance. But the true value of advice isn’t just about the numbers, it’s about what those numbers allow you to do in your life.

  • The Real Value of Financial Advice

    When most people think about financial advice, they picture investments, superannuation, or maybe insurance. But the true value of advice isn’t just about the numbers, it’s about what those numbers allow you to do in your life.

  • Understanding Your Money Story, and Why It Matters

    We all have a “money story.” It is the set of beliefs, habits, and emotions we carry about money, often shaped long before we ever earned our first paycheck. We all have a “money story.” It is the set of beliefs, habits, and emotions we carry about money, often shaped long before we ever earned our first paycheck.

  • Your 10-step personal financial audit checklist

    There’s a growing issue facing families today, and it spans three generations. At the heart of it is the younger generation—the first-time homebuyers—who are struggling to break into the property market. This challenge isn’t just theirs to bear; it’s one that also involves their parents and grandparents, who want to see them succeed but are grappling with how to provide the right kind of support without overstepping or creating dependency.

  • Teaching Kids About Money – Simple Ways to Build Healthy Habits

    Talking to children about money can sometimes feel awkward, but the truth is they are learning from us every day. The way we spend, save, and talk about money shapes their attitudes well into adulthood. By teaching kids healthy money habits early, we give them confidence and skills that will last a lifetime.

  • You Don’t Need High Risk Debt to Become Wealthy 

    There’s a growing issue facing families today, and it spans three generations. At the heart of it is the younger generation—the first-time homebuyers—who are struggling to break into the property market. This challenge isn’t just theirs to bear; it’s one that also involves their parents and grandparents, who want to see them succeed but are grappling with how to provide the right kind of support without overstepping or creating dependency.

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