Blended families and money: How to protect assets fairly
About one in 10 families in Australia is a blended or step family, according to census data, and this trend has increased in recent years. Blended families can work well,…
-
-
What Does the 2026 Federal Budget Mean for Australian Investors?
The 2026 Federal Budget has introduced some of the most significant proposed tax changes Australia has seen in years. While many of the announcements were expected following months of speculation…
-
Future of home ownership – time to think outside the box?
Home ownership has always been central to the Great Australian Dream, but for many, that dream may feel increasingly unattainable.
This reality has prompted some thinking outside the box, giving rise to a number of purchase models aimed at helping first-time buyers plant a foot on the property ladder. -
The Risks of Property Investing: What Social Media Doesn’t Tell You
If you scroll through social media, you’ve probably seen bold claims from property investors, buyers’ agents, and real estate professionals boasting about the incredible growth of their portfolios. Properties worth tens of millions and annual percentage gains that seem unreal—it’s easy to get swept up in the excitement.
-
Rent or buy: What’s best for your super?
Home ownership – is it still the Great Australian Dream? According to a recent survey, it is, but the option of renting for life is becoming increasingly attractive.
-
Income protection insurance: Is it still worth the premiums?
Income protection insurance is a financial tool that’s essential for some people, ‘nice to have’ for others, and possibly quite unnecessary for a third group. In other words, there’s no one-size-fits-all answer to whether the premium cost justifies the risk. It depends on your circumstances, so it’s worth examining what the cover provides and the factors that should influence your decision-making.
-
Loyalty tax – are you paying more than you should?
Sandy joined her local gym a decade ago. She was proud of her long-member status and was content to pay the monthly $200 fee.
-
Just Because You Can, Doesn’t Mean You Should: The Property Investment Trap
Everywhere you look, property investment is being marketed like a golden ticket to wealth. Social media is flooded with experts explaining how to structure loans, access equity, and leverage your superannuation to get into the property market.
-
How Financial Advice Can Help After the Loss of a Partner
Some of the most meaningful work I do as a financial adviser happens during the hardest seasons of a person’s life.
Losing a partner is one of those moments.
-
Quarterly Economic Update: January to March 2026
The first quarter of 2026 will be remembered as one of the most consequential in decades. A war erupted in the Middle East, the Strait of Hormuz closed, oil prices surged past US$100 per barrel, and inflation roared back to life. Central banks pivoted sharply from cutting rates to raising them. For Australian households, that has so far meant two consecutive rate hikes and a stark reminder that the cost of living battle is far from over.
-
How to Minimize Tax and Protect Assets Through Smart Structure Choices
When we think about health, we often picture diet, exercise, or regular check-ups. What we do not always think about is money. Yet financial wellbeing and overall wellbeing are closely linked.
-
Living with higher-for-longer interest rates
Interest rates are rising, and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their investments, including…
-
Know Who You’re Dealing With: The Hidden Conflicts in Property and Banking
In Australia, it’s no secret that banks and property marketers have a vested interest in keeping you in debt. But over the years, this has been normalized to the point…
-
A Smarter Way to Respond to Super Volatility
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might…
-
Unlimited Upside: Why Investing Is About More Than What You Risk
When it comes to investing, one concept stands out for its sheer potential: unlimited upside. This idea—the notion that a business’s growth has no ceiling—is what makes investing in the…
-
The true value of frequent flyer points. Are they worth chasing?
The average Australian is sitting on a balance of 73,000 frequent flyer points, according to a 2025 survey. About a quarter of those surveyed used their points for travel occasionally,…
-
Should You Invest in Property? A Look at Biases and Balanced Advice
Property investing has been a hot topic in Australia for decades. With nearly 25 years of consistent growth driven by government intervention and historically low interest rates, it’s no wonder…
-
Financial Wellbeing: More than Just Numbers
When most people think about financial advice, they picture investments, superannuation, or maybe insurance. But the true value of advice isn’t just about the numbers, it’s about what those numbers allow you to do in your life.
-
Passive income in Australia: What actually works (and what doesn’t)
What’s the first thing that springs to mind when you hear the term ‘passive income’? It may be creating an e-book, a blog or a YouTube channel, engaging in affiliate…
-
Retirement Confidence Comes From the Right Projections
As a financial adviser, one of the most valuable tools I’ve used over the last decade is personalised, realistic retirement projections. While many clients come to me wondering where and…
-
The Real Value of Financial Advice
When most people think about financial advice, they picture investments, superannuation, or maybe insurance. But the true value of advice isn’t just about the numbers, it’s about what those numbers allow you to do in your life.
-
Coping Financially After a Sudden Disability
When life throws you a curveball and you suddenly can’t work, the financial pressure can feel overwhelming. But here’s something many Australians don’t realise: there can be many safety nets…
-
The Real Reason Property Prices Exploded (And Why We May Have Hit the Ceiling)
I’ve been digging back into some excellent research from Tim Farrelly—our asset consultant who I really rate for his independent, no-conflict views. A few years ago, he published a brilliant piece…
-
Understanding Your Money Story, and Why It Matters
We all have a “money story.” It is the set of beliefs, habits, and emotions we carry about money, often shaped long before we ever earned our first paycheck. We all have a “money story.” It is the set of beliefs, habits, and emotions we carry about money, often shaped long before we ever earned our first paycheck.
End of content
End of content