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Latest Posts: Budgeting

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The effect of rising inflation

The effect of rising inflation

Posted: 3 August, 2022
The word ‘inflation’ doesn’t only dominate business news headlines but finds its way into general news reports too. So, what is inflation and how does it affect you? In simple terms, inflation sign…
4 fool-proof ways to keep on top of your credit cards

4 fool-proof ways to keep on top of your credit cards

Posted: 8 June, 2022
Credit cards certainly make life easier – they are simple to use, accepted almost everywhere, and help you to buy what you want, when you want, particularly online. So much so that living close to …
“Tap and go” and then what?

“Tap and go” and then what?

Posted: 2 March, 2022
Talk about hammering the plastic. In November 2021, Australia’s 13.2 million credit card accounts were used to make over 292 million transactions with a total value of $31.9 billion. Card holders w…
What does it take to become a millionaire?

What does it take to become a millionaire?

Posted: 16 February, 2022
There are three key components to a successful savings strategy. The first is some surplus cash; an amount of money you can regularly set aside in your quest to become a millionaire. Second, an in…
Super in your 30s: It’s important to squeeze it in!

Super in your 30s: It’s important to squeeze it in!

Posted: 2 February, 2022
If you are in your thirties, chances are life revolves around children and a mortgage. As much as we love our kids, the fact is they cost quite a lot. As for the mortgage, this is the age during wh…
Make this year a financially healthy one

Make this year a financially healthy one

Posted: 5 January, 2022
Another year is over. Did you achieve everything you’d hoped? Are you better or worse off financially than you were this time last year? With a new year in front of you, what can you do to make the…
Building financial resilience

Building financial resilience

Posted: 24 November, 2021
Resilience is the ability to quickly recover from setbacks, and while setbacks can come in many forms most of them will have a financial component. So what can you do to build financial resilience?…
6 steps to a sustainable Christmas

6 steps to a sustainable Christmas

Posted: 10 November, 2021
Just as the Grinch stole Christmas, excess spending can rob us all of yuletide happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitabl…
When was the last time you paid cash?

When was the last time you paid cash?

Posted: 7 July, 2021
Prior to COVID, we were steadily moving towards a cashless world. Post 2020, even the most resilient of us has made the leap to tap-and-go payments sooner than we expected. From the morning coffee…
What does a good financial adviser do?

What does a good financial adviser do?

Posted: 9 June, 2021
Some people may think that a financial adviser’s role is to forecast the direction of the share market from month to month and invest clients’ money accordingly. This is not the reality, of course…
It’s time to get focused on super in your 40s

It’s time to get focused on super in your 40s

Posted: 3 March, 2021
Typically your forties is a time of established careers, teenage kids and a mortgage that is no longer daunting. There are still plenty of demands on the budget, but by this age there’s a good chan…
Three steps to your children’s financial success

Three steps to your children’s financial success

Posted: 27 January, 2021
For many of us, our first experience of banking and savings was the school Savings Account Program. But in 2019 the Australian Securities and Investments Commission (ASIC) raised concerns that thes…

03 5382 3460

Tollfree 1800 009 533

info@consortiumpw.com.au

Send us an email anytime!

24A Darlot Street, Horsham

Victoria Australia 3400
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