The Biggest Risks Property Investors Tend to Ignore
The possibility that property prices may fall is often the biggest risk for property investors. But the truth is that the greatest risks are the less obvious ones. Here are…
The possibility that property prices may fall is often the biggest risk for property investors. But the truth is that the greatest risks are the less obvious ones. Here are…
Budgeting can be hard enough for those in regular employment, who need to cover today’s bills as well as, hopefully, tomorrow’s emergency savings and investment in their future. But if you’re a self-employed sole trader, you have three more financial headaches to add to the list: setting aside correct amounts to pay the ATO, covering your own super contributions, and dealing with periods when there is no income flowing in. It can seem like a formidable task, but with the right advice, you can create a budget that will help you to navigate this potential minefield.
The 2026 Federal Budget has introduced some of the most significant proposed tax changes Australia has seen in years. While many of the announcements were expected following months of speculation…
If you scroll through social media, you’ve probably seen bold claims from property investors, buyers’ agents, and real estate professionals boasting about the incredible growth of their portfolios. Properties worth tens of millions and annual percentage gains that seem unreal—it’s easy to get swept up in the excitement.
Over the last few years, I’ve taken on the management of many self-managed superannuation funds (SMSFs), and in doing so, I’ve encountered a particular investment type that often causes significant…
If you’ve ever clicked on a Facebook or Instagram ad about paying off your home loan in under 10 years, chances are you’ve been bombarded with more of them since. I’m all for reducing debt as quickly as possible. But let’s be real: not all strategies are created equal, and not all of them are safe.
Australians love a good tax deduction. It’s almost ingrained in us—if there’s a way to pay less tax, we’re all ears. But what happens when tax savings become the main…
For many Australians, particularly young Australians, the dream of home ownership is often accompanied by the reality of carrying student loans, known as HECS-HELP debt. Understanding the impact of HECS…
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