Rent or buy: What’s best for your super?
Home ownership – is it still the Great Australian Dream? According to a recent survey, it is, but the option of renting for life is becoming increasingly attractive.
Income protection insurance: Is it still worth the premiums?
Income protection insurance is a financial tool that’s essential for some people, ‘nice to have’ for others, and possibly quite unnecessary for a third group. In other words, there’s no one-size-fits-all answer to whether the premium cost justifies the risk. It depends on your circumstances, so it’s worth examining what the cover provides and the factors that should influence your decision-making.
Loyalty tax – are you paying more than you should?
Sandy joined her local gym a decade ago. She was proud of her long-member status and was content to pay the monthly $200 fee.
Catch-Up Super Contributions Explained
Want to legally reduce your tax and boost your retirement savings at the same time? In this episode, financial planners Rob Goudie and Ashley Rowan break down one of the…
5% Deposit Scheme: Helping or Hurting First Home Buyers?
Is the government’s 5% deposit scheme really helping first home buyers, or is it pushing them into unsustainable debt? Rob Goudie and Ashley Rowan dive deep into the pros and…
Quarterly Economic Update: January to March 2026
The first quarter of 2026 will be remembered as one of the most consequential in decades. A war erupted in the Middle East, the Strait of Hormuz closed, oil prices surged past US$100 per barrel, and inflation roared back to life. Central banks pivoted sharply from cutting rates to raising them. For Australian households, that has so far meant two consecutive rate hikes and a stark reminder that the cost of living battle is far from over.
Retiring Before 60? Key Strategies to Consider
Considering retiring before age 60 but unsure whether it’s financially sustainable? In this episode, Rob Goudie and Ashley Rowan discuss key considerations for those looking to retire before accessing superannuation….
How to Move Town Without Ruining Your Finances | Case Study
Thinking about moving closer to family but worried about the financial risks? In this episode, Rob Goudie chats with Rachel about a real client case study and how to make…
Early Inheritance Guide: How to Invest $2–3 Million in Your 20s Wisely
Are you making financial decisions you might regret later? In this episode, Rob Goudie and Rachel Todman dive into the most common (and costly) money mistakes people make, often without…
Living with higher-for-longer interest rates
Interest rates are rising, and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their investments, including…
Most Common (and Costly) Money Mistakes You Should Avoid
Are you making financial decisions you might regret later? In this episode, Rob Goudie and Rachel Todman dive into the most common (and costly) money mistakes people make, often without…
A Smarter Way to Respond to Super Volatility
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might…
What Investors Should Do During Global Uncertainty
When headlines are filled with wars, rising fuel prices, and global uncertainty, it’s easy for investors to feel anxious and question whether they should be making changes to their portfolio….
2026 Super Contribution Changes: Concessional & Non-Concessional Caps Explained
Are you contributing to super but unsure if you’re making the most of the contribution caps? Many Australians continue their regular contributions without reviewing how annual cap changes may affect…
Unlock Your Retirement: From Workplace Burnout to Financial Freedom
Feeling worn out at work and thinking about retirement? Wondering if your super will be enough and how you’ll manage your income when you stop working? In this episode, Rob…
The true value of frequent flyer points. Are they worth chasing?
The average Australian is sitting on a balance of 73,000 frequent flyer points, according to a 2025 survey. About a quarter of those surveyed used their points for travel occasionally,…
HECS Debt vs House Deposit: What Should You Pay Off First?
Feeling overwhelmed by HECS debt and the dream of owning a home? Rob Goudie and Ash Rowan tackle this crucial financial question. Ash shares his personal journey of clearing HECS…
Passive income in Australia: What actually works (and what doesn’t)
What’s the first thing that springs to mind when you hear the term ‘passive income’? It may be creating an e-book, a blog or a YouTube channel, engaging in affiliate…
Coping Financially After a Sudden Disability
When life throws you a curveball and you suddenly can’t work, the financial pressure can feel overwhelming. But here’s something many Australians don’t realise: there can be many safety nets…
Age Pension Traps Explained: What Happens When One Partner Passes Away | Centrelink & Aged Care Risk
What really happens to your Age Pension, Centrelink benefits, and aged care fees when one partner passes away? Rob Goudie and Ash Rowan explore a real-life case study revealing one…
Quarterly Economic Update: October to December 2025
The December quarter has been defined by unexpected twists. Just as we thought inflation was under control, it kicked back up. Just as rate cuts seemed certain for 2026, we’re…
Your 10-step personal financial audit checklist
There’s a growing issue facing families today, and it spans three generations. At the heart of it is the younger generation—the first-time homebuyers—who are struggling to break into the property market. This challenge isn’t just theirs to bear; it’s one that also involves their parents and grandparents, who want to see them succeed but are grappling with how to provide the right kind of support without overstepping or creating dependency.
Scam Warning: The Costly Mistakes Smart People Are Making
Scams are everywhere—and they’re getting smarter. In this episode, Rob Goudie is joined by Rachel Todman to discuss the growing threat of scams, especially during the Christmas period when urgency…
Self-Managed Super Funds Explained: Benefits, Risks & When You Shouldn’t Set One Up
Thinking about setting up a Self-Managed Super Fund? Before you do, this episode could save you years of costly mistakes. In this episode, Amy Lehmann and Rob Goudie break down…
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