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Blogs by Tag: budgeting

“Tap and go” and then what?

“Tap and go” and then what?

Posted: 2 March, 2022
Talk about hammering the plastic. In November 2021, Australia’s 13.2 million credit card accounts were used to make over 292 million transactions with a total value of $31.9 billion. Card holders w…
What does it take to become a millionaire?

What does it take to become a millionaire?

Posted: 16 February, 2022
There are three key components to a successful savings strategy. The first is some surplus cash; an amount of money you can regularly set aside in your quest to become a millionaire. Second, an in…
Make this year a financially healthy one

Make this year a financially healthy one

Posted: 5 January, 2022
Another year is over. Did you achieve everything you’d hoped? Are you better or worse off financially than you were this time last year? With a new year in front of you, what can you do to make the…
Building financial resilience

Building financial resilience

Posted: 24 November, 2021
Resilience is the ability to quickly recover from setbacks, and while setbacks can come in many forms most of them will have a financial component. So what can you do to build financial resilience?…
6 steps to a sustainable Christmas

6 steps to a sustainable Christmas

Posted: 10 November, 2021
Just as the Grinch stole Christmas, excess spending can rob us all of yuletide happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitabl…
When was the last time you paid cash?

When was the last time you paid cash?

Posted: 7 July, 2021
Prior to COVID, we were steadily moving towards a cashless world. Post 2020, even the most resilient of us has made the leap to tap-and-go payments sooner than we expected. From the morning coffee…
It’s time to get focused on super in your 40s

It’s time to get focused on super in your 40s

Posted: 3 March, 2021
Typically your forties is a time of established careers, teenage kids and a mortgage that is no longer daunting. There are still plenty of demands on the budget, but by this age there’s a good chan…
Super in your 20s: Boring? Doesn’t have to be!

Super in your 20s: Boring? Doesn’t have to be!

Posted: 10 February, 2021
Superannuation is for the oldies, right? In some ways that’s true, but even in your twenties there are good reasons to take a bit more interest in your super. The average 25-year-old has around $10…
Three steps to your children’s financial success

Three steps to your children’s financial success

Posted: 27 January, 2021
For many of us, our first experience of banking and savings was the school Savings Account Program. But in 2019 the Australian Securities and Investments Commission (ASIC) raised concerns that thes…
Being sensible with Buy Now Pay Later this silly season

Being sensible with Buy Now Pay Later this silly season

Posted: 20 November, 2019
Move over debit and credit cards; consumers are flocking to Buy Now Pay Later (BNPL) services. Afterpay, Zip Pay and several similar payment solutions allow shoppers to take home their goodies now …

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03 5382 3460

Tollfree 1800 009 533

info@consortiumpw.com.au

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Victoria Australia 3400
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