Income protection insurance is a financial tool that’s essential for some people, ‘nice to have’ for others, and possibly quite unnecessary for a third group. In other words, there’s no one-size-fits-all answer to whether the premium cost justifies the risk. It depends on your circumstances, so it’s worth examining what the cover provides and the factors that should influence your decision-making.
Sandy joined her local gym a decade ago. She was proud of her long-member status and was content to pay the monthly $200 fee.
Want to legally reduce your tax and boost your retirement savings at the same time? In this episode, financial planners Rob Goudie and Ashley Rowan break down one of the…
Is the government’s 5% deposit scheme really helping first home buyers, or is it pushing them into unsustainable debt? Rob Goudie and Ashley Rowan dive deep into the pros and…
The first quarter of 2026 will be remembered as one of the most consequential in decades. A war erupted in the Middle East, the Strait of Hormuz closed, oil prices surged past US$100 per barrel, and inflation roared back to life. Central banks pivoted sharply from cutting rates to raising them. For Australian households, that has so far meant two consecutive rate hikes and a stark reminder that the cost of living battle is far from over.
Considering retiring before age 60 but unsure whether it’s financially sustainable? In this episode, Rob Goudie and Ashley Rowan discuss key considerations for those looking to retire before accessing superannuation….
Thinking about moving closer to family but worried about the financial risks? In this episode, Rob Goudie chats with Rachel about a real client case study and how to make…
Are you making financial decisions you might regret later? In this episode, Rob Goudie and Rachel Todman dive into the most common (and costly) money mistakes people make, often without…
Interest rates are rising, and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their investments, including…
Are you making financial decisions you might regret later? In this episode, Rob Goudie and Rachel Todman dive into the most common (and costly) money mistakes people make, often without…
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might…
When headlines are filled with wars, rising fuel prices, and global uncertainty, it’s easy for investors to feel anxious and question whether they should be making changes to their portfolio….
Are you contributing to super but unsure if you’re making the most of the contribution caps? Many Australians continue their regular contributions without reviewing how annual cap changes may affect…
Feeling worn out at work and thinking about retirement? Wondering if your super will be enough and how you’ll manage your income when you stop working? In this episode, Rob…
The average Australian is sitting on a balance of 73,000 frequent flyer points, according to a 2025 survey. About a quarter of those surveyed used their points for travel occasionally,…
Feeling overwhelmed by HECS debt and the dream of owning a home? Rob Goudie and Ash Rowan tackle this crucial financial question. Ash shares his personal journey of clearing HECS…
What’s the first thing that springs to mind when you hear the term ‘passive income’? It may be creating an e-book, a blog or a YouTube channel, engaging in affiliate…
When life throws you a curveball and you suddenly can’t work, the financial pressure can feel overwhelming. But here’s something many Australians don’t realise: there can be many safety nets…
What really happens to your Age Pension, Centrelink benefits, and aged care fees when one partner passes away? Rob Goudie and Ash Rowan explore a real-life case study revealing one…
The December quarter has been defined by unexpected twists. Just as we thought inflation was under control, it kicked back up. Just as rate cuts seemed certain for 2026, we’re…
There’s a growing issue facing families today, and it spans three generations. At the heart of it is the younger generation—the first-time homebuyers—who are struggling to break into the property market. This challenge isn’t just theirs to bear; it’s one that also involves their parents and grandparents, who want to see them succeed but are grappling with how to provide the right kind of support without overstepping or creating dependency.
Scams are everywhere—and they’re getting smarter. In this episode, Rob Goudie is joined by Rachel Todman to discuss the growing threat of scams, especially during the Christmas period when urgency…
Thinking about setting up a Self-Managed Super Fund? Before you do, this episode could save you years of costly mistakes. In this episode, Amy Lehmann and Rob Goudie break down…
In this episode , Rob Goudie is joined by long-term advisor and partner Ash to discuss real-world aged care case studies and the financial decisions that impact families. They unpack…
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