The Hidden Cost of Lifestyle Creep – why upgrading your lifestyle too quickly can slow down long-term goals.

The Hidden Cost of Lifestyle Creep – why upgrading your lifestyle too quickly can slow down long-term goals.

It is natural to want to enjoy the rewards of hard work. A new job, a pay rise, or a bonus can make it tempting to upgrade your car, move to a bigger house, or start spending more on dining and holidays. This is called lifestyle creep, and while it feels good in the short term, it can quietly slow down your long-term financial goals.

Steps that lead to a successful employee to entrepreneur move

Steps that lead to a successful employee to entrepreneur move

If you’ve ever dreamed of setting up your own business you’re not alone.
According to the Australian Bureau of Statistics, (ABS), in the financial year 2023 – 2024 over 400,000 Aussies did just that!
Over the same period, almost 363,000 small businesses called it quits.

Numbers vs. Emotions: The Real Game of Investing   

Numbers vs. Emotions: The Real Game of Investing   

When people think about investing, they often focus on the numbers: analysing balance sheets, forecasting earnings growth, understanding sectors, and evaluating dividend yields and price-to-earnings ratios. While these elements are…

Quarterly Economic Update: October-December 2024

Quarterly Economic Update: October-December 2024

The final quarter of 2024 reflected a mixed economic landscape. While consumer spending and equity markets showed resilience, persistent inflation, cost-of-living pressures and a cooling housing market have tempered optimism….

Inflation vs. Your Savings

Inflation vs. Your Savings

Inflation is a slow force working against your financial goals. It can quietly erode the purchasing power of your money over time. While it’s tempting to see cash as a…

Your recession survival guide

Your recession survival guide

In the ever-fluctuating world of economics, recessions are an inevitable part of the financial cycle.   While they can be daunting, understanding their nature and preparing for their impact can make…

Harvesting Financial Success

Harvesting Financial Success

Spring is the perfect time to rejuvenate your financial habits as well as your garden!  Here are 5 ways to set you, and your garden, up for success:  1. Plan…

Estate Planning is not just for retirement 

Estate Planning is not just for retirement 

Many people think that Estate Planning is only for people who are close to retirement, especially if we fall into the trap of thinking that Estate Planning is just about…

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