Consortium Private Wealth
What you should know
We are passionate about working with motivated investors who love having control and input as to how their money is invested for their future. And in case you’re wondering … no, there are no “get rich quick” schemes. The advice we give is based on common sense that gets results. No fluff, no hype.
As an individual boutique dealer group we have the flexibility to offer a truly diversified range of investment options, enabling the successful provision of first class, comprehensive solutions for your wealth accumulation and retirement planning needs.
In case you're wondering... No, there are no “get rich quick” schemes here. The advice we give is based on commonsense that you can understand and that gets results. No fluff, no hype. My weapon of choice is always commonsense: if you don’t get it, we don’t move ahead until you do.
The Advice Process
There is no 'one size fits all' solution in financial planning. Every individuals' circumstances, needs and goals are uniquely different. From paying off your home loan sooner to planning for retirement, it all starts with a plan.
The First Interview
There is no ‘one size fits all’ solution in financial planning, therefore at our first interview we will discuss your current financial situation and complete a detailed fact finding exercise.
We establish exactly what your financial needs, objectives and circumstances are, so that we can structure a financial plan to meet your personal situation.
At this first interview, we will also give you an overview of our practice, introduce you to the team and discuss our fee structure.
The Plan Preparation
After your first interview we will give you some time to decide whether you would like us to go ahead and prepare a financial plan specific to your requirements.
Should you decide you would like to go ahead, we will carefully prepare a realistic financial plan based on your current situation, providing recommendations on how you could best achieve your financial goals.
The preparation of the plan typically takes 10 working days after we have received your permission to proceed.
The Plan Presentation
We will meet to present and go through your personalised financial plan, answering any questions you may have or making changes as required.
Again, we will allow you the time to decide whether you are happy with the plan and our recommendations to assist you in achieving financial independence.
Congratulations! You’ve decided to move ahead with your personalised financial recommendations.
Once you have decided to go ahead, we will meet to complete any necessary paperwork and answer any further questions you may have.
As your financial needs, objectives and situation change, it is important that we meet to review your financial plan to ensure that it is still structured to achieve your goals.
A yearly review meeting is held, although depending on the size of your portfolio, more frequent reviews (bi-annually, quarterly or monthly) may be required.
*Review only applies if certain criteria are met
Providing you with innovative, forward-thinking services to help ensure successful financial + retirement outcomes.
Ashley provided us with very valuable and timely financial advice when our mother moved in an aged care facility as a permanent resident. The information has assisted us to ensure that Mums existing assets are protected and that she is receiving the maximum Centrelink benefits that she is eligible for.
We are very confident & comfortable in Rob’s advice, he is pleasant and we would recommend his advice to anyone. He also manages our son’s financial affairs and they are very happy about Rob’s advice. It is pleasing to us as Russell’s parents that his financial future is in fine hands.
As clients of Robert Goudie we have no hesitation in recommending his financial services. We find Robert is always available, honest, friendly and very professional when dealing with our families financial needs. He is patient and prepared to listen to our queries and concerns, his staff are also very efficient, courteous and prompt. Robert has worked with us to design a portfolio within our Self Managed Super Fund giving us tax advantages, investment flexibility and an ongoing income into retirement. We have been clients of Roberts for many years and feel confident in associating our business with him.
After being captivated by the initial euphoria of the financial benefits of participating in a SMSF, my aspirations were soon shattered by a complete lack of financial expertise as well as non disclosure of performance by my former provider. However, l then met Robert Goudie who transferred my SMSF to Meritum Financial Group’s administration and advice where, together with the assistance of his competent staff, immediately proceeded to rectify the financial disaster they inherited and once again revived my financial dreams. They provided full transparent disclosure of the funds performance together with any associated financial advice required for a carefree retired lifestyle.
I have been a client of Robert Goudie since 1992. During this time the products and services have changed but continued to grow without the level of care and advice being sacrificed. I have recently become a user of the online program which allows me to monitor my investments in greater detail. I am sure that Robert and his staff will continue to guide me with financial decisions.
We have found Robert to be a genuine and honest adviser who uses a careful approach to handling our retirement superannuation. He is friendly and approachable and his manner instills confidence that he is working for the best possible outcome for us.
I am an auditor of and mentor to, financial planning businesses throughout Australia. To this extent I have provided consulting services to some 31 Australian Financial Services Licence Holders reviewing the activities of some 800 financial advisers. Occasionally I come into contact with a business whose method of operation deserves particular mention. Meritum Financial Group in Horsham is one of those businesses. It is worth extracting a comment of mine from my most recent review report. “This is a excellent business, extremely well resourced with excellent support staff and an impressive presentation in the community.” Robert provides both holistic and targeted financial planning advice to suit the wide variety of the needs of his clients in order to help them to realize their personal and financial goals. I have no hesitation in recommending Robert to anyone who seeks guidance in financial matters.
After reaching a cross road in my financial life I felt the need to consult with a Financial Advisor, and not knowing which way to turn, Robert’s name was mentioned. Having already had some unfavourable experiences with other Advisors in Melbourne, I was initially hesitant to try ”another one” when I found myself having to make a significant financial decision quickly. I contacted Robert for advise, for which he happily and professional advised me, although I wasn’t one of his clients. His advice and manner in which this information was given convinced me to make an appointment to discuss my then current financial situation with him in more detail. As a novice (and still am) Roberts ability to clearly explain what and how he would take me forward put me at ease and filled me with confidence. Since then I have had nothing but good consultation from Robert and his wonderful and experienced team. Their approachability, friendliness and trustworthy professionalism is the best around. The spread sheet produced of my portfolio and sent in a timely manner at Tax Time is greatly appreciated and a blessing by both my Tax Agent and myself, and it has now almost become a pleasure to do my tax each year. While I have only been with Meritum for a short time I look forward to a long association and would highly recommend anyone to at least talk to the Meritum Financial Group and Robert should they be looking for any financial assistance or guidance. Keep up the good work Robert and Team (Ashley, Tracey and Co.)
Rob Goudie’s professional, yet friendly approach to his clients is highly recommended. His specialised computer program allows us to check the daily activity of our investment with ease. We are confident in associating our business with Rob, because of his honesty and integrity; we have no hesitation in recommending Rob (and his staff) to implement an effective and compatible ‘financial future’ for you.
I was finding it increasingly time consuming to manage our investment portfolio. By engaging Meritum Financial Group’s administration and advice service’s it has now resulted in significant time savings, reduced administration and increased transparency. Easy access via the web site ensures the ability to monitor the progress of our investments and maintain control over our finances with out the worry of the day to day administration.