Aged Care Planning
Aged Care decisions are complex, making the wrong decisions can come at a high price, emotionally and financially.
We are passionate about working with investors who love having control and input into how their money is invested.
The expertise, strategies and resources you need to grow and protect your wealth at every stage of your journey
Are you a motivated investor?
We are passionate about working with motivated Investors who love having control and input as to how their money is invested for their future. And in case you're wondering ... no, there are no “get rich quick” schemes. The advice we give is based on common sense that gets results. No fluff, no hype.
FREE downloadable resources to assist you to take control of your financial future
- Big banks dirty little secrets
- 5 Steps to assess your current home loan, set your own schedule and pay off your loan fast. FREE HOME LOAN NIGHTMARES eBOOK
- Take control of your Super
- 5 Steps for taking back control, reducing fees and protecting your retirement + investment income. FREE SUPER CHEAT SHEET
- Financial freedom starts here!
- 5 Steps you need to know to achieve your financial independence and say yes to no debt. FREE FINANCIAL FREEDOM EBOOK
FIVE THINGS the bank doesn’t want you to know
Providing you with comprehensive solutions to your wealth
accumulation and retirement planning needs.
Self Managed Super
Direct Share Advice
Aged Care Planning
The important thing for us was to find some flexibility which allowed us to secure our lifestyles appropriately whilst not being too damaging to our weekly financial allowances. After working closely with Ashley the suitable services were found. The process which Meritum developed to work with us allowed us to feel comfortable and confident throughout. We were continuously communicated with and provided with a number of options which allowed us to achieve a very satisfactory outcome. We continue to be impressed with the professionalism of the Meritum team and we look forward to continuing our relationship and are comfortable in recommending others to also turn to Meritum for their financial solutions.
Approximately 12 months ago a decision was made to change direction as regards to who we would use to steer us financially through our remaining years in retirement. We asked our accountant to recommend to us a local leading financial adviser who we could trust and comfortably work with. This led to our present association with Robert Goudie. Robert set about re-designing our Self Managed Super Fund and finances etc, which brought immediate benefits to us. The fact that he is available at all times, if needed, and that there is a regular three-monthly update of our situation is appreciated. He makes every effort to explain fully what he is doing and to discuss with us any changes that may need to be made to be of benefit to us. We would have no hesitation in recommending Robert Goudie to anybody who might be looking for a very dedicated, professional financial adviser.
Robert Goudie has been our financial adviser since he started his business over 10 years ago. In the early years I was working and now have retired, Robert has guided us all the way. We have found him very approachable, friendly and trustworthy and able to explain all queries in a manner that we understand. We live out of Horsham and when we need advice we contact him – he never hesitates to explain any queries over the phone to us. Choosing Robert as our financial adviser from his beginning has proven to be an excellent choice and I have never thought of seeking another financial adviser
Ashley is very efficient and knowledgeable with a friendly approach in helping with parents aged care requirements.
After being captivated by the initial euphoria of the financial benefits of participating in a SMSF, my aspirations were soon shattered by a complete lack of financial expertise as well as non disclosure of performance by my former provider. However, l then met Robert Goudie who transferred my SMSF to Meritum Financial Group’s administration and advice where, together with the assistance of his competent staff, immediately proceeded to rectify the financial disaster they inherited and once again revived my financial dreams. They provided full transparent disclosure of the funds performance together with any associated financial advice required for a carefree retired lifestyle.
Overall, an excellent 5 years of performance as a trusted financial adviser. A 10 Star Rating
Ashley provided us with very valuable and timely financial advice when our mother moved in an aged care facility as a permanent resident. The information has assisted us to ensure that Mums existing assets are protected and that she is receiving the maximum Centrelink benefits that she is eligible for.
Having been to a number of financial planners in the area, looking for one which suited us, we met Rob Goudie. A few things really stood out about Rob. Rob encourages learning and has an obvious passion for the share market. Rob has been a great support and resource to us. The advice we got was perfectly suited to us. As a young couple soon to be married he gave us advice which suited our plans, goals and stage of life. Through Meritum Financial Group’s Investment Club meetings, we have been able to see how diverse Rob’s clientele is. This shows us that he will be able to continue this high standard of advice as our portfolio grows and as we strive towards new goals. The rest of the staff at Meritum are friendly and are a pleasure to deal with. I am a big fan!
Over the years I have worked with many financial planners helping their clients with the construction and management of share portfolios. As part of this work I have come to know Rob Goudie and his team particularly well. Through the Wimmera Investment Club, which they run and I have spoken at over many years I have also come to know many of his clients. The time Rob and his team take to educate their clients in relation to all aspects of investing and financial planning through forums like the Investment Club is very impressive and something that there should be more of. The familiar faces I see each year when I speak tell me that clients are happy and well looked after. Robert’s preference for direct investments with professional portfolio management and administration systems standing behind his clients’ portfolios means that he is able to run effective low cost portfolios for his clients. This combined with the friendly help from the team in his office mean his clients are not only well looked after but well placed to understand exactly what is going on with their investments. The importance of this I think, cannot be underestimated.
Whilst preparing for my impending retirement, I approached several financial advisers but I was not completely satisfied until I met with Robert Goudie. He worked with my accountant to set up a Self Managed Super Fund with which I feel very comfortable. Rob has a very honest and friendly approach and I feel he is genuinely working towards improving my financial position. I have no hesitation in contacting Rob or his willing staff with regard to questions or concerns I may have. Rob and his staff have taken considerable pressure from me particularly during a recent illness I have endured and I feel thankful and have great trust in his guidance and services. I wish Rob and his team all the best for the future and I would willingly recommend him as an efficient and professional financial adviser.